transfer myki balance to another card

I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. FAX?! For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". This is the case for all major credit card issuers. Pay down your credit card debt. What are the best business credit cards for cash back? and our You would think they could have done it over the phone. <>stream General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. 0000117992 00000 n It has trouble with form-filling on mobile devices, however. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. The process begins when you submit a balance transfer application. Enter your cell phone number and well send you a link to install the WalletHub app. You can manage your Adelaide metroCARD online by setting up an account. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Renew driver licence. From a creditworthiness point of view, this number should be at 30% or lower. At this stage, these are the only card types available on Mobile myki. If you have a Mastercard or VISA card you can get and top up a Mobile myki. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." The only way is to download a form, fill it out, post it in, and wait weeks. 0000118744 00000 n I've got a new Myki in my Seniors package. Image what could have been done with a billion fucking dollars. Most people would keep the same card for years. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. According to the Fares and Ticketing Manual (ptv.vic.gov.au) *Rates, fees or bonuses may vary or include specific stipulations. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Music:. Can You Get a Student Credit Card With No Income? Tap Continue. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . The easiest option is to call PTV on 1800 800 007. You probably want to transfer a balance to save money not spend more. However, it may take up to 21 days in some cases. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. A balance transfer can give you the flexibility to: Pay off high-interest balances Balance transfers usually go through in five to seven days, although they may take longer. Your new starting balance would be $3,090. How Prepaid Cards Work & Why You might want one? EDIT; The card that I want to transfer FROM was lost and it was de-activated. No. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Transfer registration. Your first touch on creates a 2 hour fare. You can use the ticket number to register your myki or if you require a refund. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Sorry, the Seniors Card program cannot replace lost myki cards. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. xen0. 184 0 obj Any other travel benefit such as free weekend travel isn't available at this time. Refunds cannot be issued for less than $5. You'll need your 15-digit myki number to register. endobj You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. I was told that when I made a new card I would be able to transfer the money across. A Mobile myki expires after two years. You may also receive a letter confirming the balance transfer. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. To keep travelling with auto top up or Auto-load, youll need to set it up again. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? 187 0 obj Do I ever lose the money . Licences. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. By phoning 1800 800 007. Manage another person's myki Create an account to follow your favorite communities and start taking part in conversations. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Select the card with the best balance transfer offer available to you. Auto-load is the same as auto top up. So I had a mobile MyKi with around $6.xx balance on it. Learner permit or driver test. Student passes and concession cards cant be replaced online or over the phone. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Editorial and user-generated content is not provided, reviewed or endorsed by any company. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. But what if the amount is comparable to or less than the postage? Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Then I begrudgingly bought a new Myki card. @john_miller 03/01/23 This answer was first published on 03/01/23. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! endobj 0000001755 00000 n I only realised this when my replacement card was lost and I called up for a new one. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? You only need to wake up your phone to touch on and off. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Go to Settings > Connected devices > NFC. 8:35pm Feb 8, 2020. Privacy Policy. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. For more information, visit the V/Line website. How balance transfers work Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. %%EOF The short version. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. What are the best student credit cards for cash back? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. What's Auto-load? Your current balance will be transferred to the new myki, which you can use immediately. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. trailer Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. I never bothered to do it. Then I begrudgingly bought a new Myki card. I know it's not possible to do it online. About a week back, I went from Frankston to St. Albans, changing at Flinders. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. We are committed to being fully transparent with our readers. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Whats the Difference between Business vs. Corporate Credit Cards? 0000008137 00000 n From the Transfer Funds To drop-down, select the credit card that will received the balance. What if my card is lost or stolen? No. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? They actually can transfer your funds really easily but you need to get a case created. 0000005511 00000 n How can I check the balance of my myki card? 0000000016 00000 n This could save you money if you're moving the balance to a card with a much lower interest rate. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Simply allow 24 hours for travel and transactions to appear. Can You Pay Your Taxes With a Credit Card? Myki credit, once on your card, does not expire after 90 days of not getting used. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 3. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Why do you need to keep swapping cards? A subreddit for Melburnians and Melbourne enthusiasts! 0000009156 00000 n endstream <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> 0000005683 00000 n Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. For a bus anyway. We have this new thing called EMAIL. I realise this is not a life-changer, but there's a principle at stake. Is it a Myki issue? If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. 0000004635 00000 n 0000003206 00000 n December 29, 2022 - 1:47PM. How are Banks Adapting to Meet New Needs Because of Coronavirus? If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. On Friday Martin. To replace your myki online, you must be requesting the same fare concession type as your original myki. 0000005171 00000 n Under Other, select Transfer. Public transportation passes transfer on Google Pay android phones. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Only Mobile myki has the ability to charge you a fare via a myki device. We'll block it and can arrange a refund to your new Mobile myki. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . 1. Then he said he could order a replacement one to be posted to me. To. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. 0000118233 00000 n 0000010193 00000 n Replacements usually take up to 10 business days and include the remaining balance of the old card. Tap Transfer Existing Card. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Choose the zones you want to travel in and the number of consecutive travel days you need. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Most balance transfers with Chase process within a week. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> endobj 0000005119 00000 n To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. To learn how to do a balance transfer, review this step-by-step process. Let's say you have $4,000 in credit card debt and transfer that balance to a . If this occurs, you won't incur a duplicate fare. You can request a new, free myki smartcard through your online account. You can register online, via the PTV app or call 1800 800 007 and registration is instant. <> If you receive a check, you need to send it to your old cards issuer on your own. If you travel occasionally pay as you go with myki Money. This is regardless of whether there is a myki pass or existing fare on the myki. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. The phone is awake whenever the screen is turned on, even it's locked. Please note, balance transfer is not instantaneous. Legit all the way, touched on and everything. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. New comments cannot be posted and votes cannot be cast. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 2. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Online at Public Transport Victoria website . The unused money does not sit in an account earning interest. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If these are your only two cards, your credit utilization ratio is 33.33%. 0000001606 00000 n His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Whats the Difference between Business Line of Credit vs. Business Credit Card? Enter your card number and other required information.4 A Mobile myki expires after two years. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Once you do, carrying out a balance transfer becomes rather straightforward. %PDF-1.5 % 0000011139 00000 n I understand your frustration, especially when it's something that can be done quickly. If you have Mobile myki you can set Auto Load via the Google Pay app. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You can also replace your myki online or by calling us. I have my most recent card that has $6.54 on it. You can register either when you buy your myki, or at a later date. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Depending on your card provider, you may initiate the process online or over the phone. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Can someone explain why this isn't possible? Check that NFC is enabled on your phone. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Why is it impossible to transfer money online between different Myki cards? If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Within the phone, go to Settings > Connected devices. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. The cost would have been deducted from the balance at transfer. There are three ways to replace lost or stolen myki cards: 1. 188 0 obj My old one is registered and everything with my account but there seems to be no way to import that one in. endstream Mobile myki is different to an existing myki card. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. Im sure Myki could add this capability to their website if they cared to. What is the best credit card for fair or average credit? If you're still travelling after 2 hours, you'll be charged a daily fare. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). This helps you to avoid late fees and penalty APRs on your existing accounts. Mobile Myki can be set to Auto Load. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. I have had a myki card virtually since the start date. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! It was in my wallet the whole time lol. You can read the Terms of Service online. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. 0000012144 00000 n I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. What is the best credit card for bad credit? 0000002274 00000 n The . We're working to improve our systems so we can allow other payment card types in the future. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Step 4: Analyze Your Top Picks. Press J to jump to the feed. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Step 5: Apply for the New Card. You might also lower your overall monthly payments and turn multiple bills into one easy payment. What are Your Rights as a Credit Card Holder? k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. How Many Credit Cards Should a College Student Have? My old one is registered and everything with my account but there seems to be no way to import that one in. This resets the fare expiry and gives you more time to complete your journey. Maintain your L-plate log book. Opinions expressed here are the authors and/or WalletHub editors'. You will need to provide identification to show that you are the registered myki card holder. It also protects your myki balance if you lose your phone or it's stolen. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Whats the difference between a hard credit inquiry and a soft credit inquiry? Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Mobile myki will now be reactivated on your phone, with your account details the same as before. endobj You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. My Myki was due to expire after three years. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Remember to top up with enough money to pay for your entire journey. This is a requirement of Google. Check your phone to make sure you're connected to WiFi or mobile data. You would break even only after a year. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. You can register your Mobile myki via Register your myki. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. You will need to provide identification to show that you are the registered myki card holder. No wonder the thing cost more than a billion dollars. Know your existing credit card's interest rates, balances, and balance transfer limits. <>stream We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. 0000003374 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. The system was delivered more than $500m over budget and behind schedule. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Does a balance transfer happen automatically? <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> No, you cannot transfer a balance from one Synchrony Bank credit card to another. That's a lot of free money for Myki, which customers are unlikely to ever claim. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. You can request a new, free myki smartcard through your online account. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. You paid down debt, which means you won't have to pay interest on previous balances going . I don't know where the actual card is. 0000001076 00000 n V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Well block your myki and arrange a replacement myki. Auto-load is the same as auto top up. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. From the "I Want To" drop down menu, find "Transfer a Balance.".

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